Don't be stupid!!!

Good morning all, it's been a little while since my last blog but here's a little something for you to think about.

Insurance policies are built on information received from clients and the accuracy of that information is crucial to if you are going to get paid out should you have a claim.

All seems fairly sensible doesn't it!

However there are very few days that go by without a client trying to get around the details that are required or lie to achieve a reduced premium with us here.

e.g. Do you live permanently in your house, "I can do". "I pass it everyday and am working on it". Sorry that would still be unoccupied and the cost is a little higher to reflect that but you will be able to get a full normal household package when you move in. " Just say I live there".

This merry-go-round goes on in all types of Insurance as people try to get round the cost and cover, but they don't seem to understand that the Insurance Policy is not worth having unless it is accurate and Insurers are at liberty to not pay out if they decide so and pursue fraudulent claims.

So, what is the point don't lie , twist or manipulate the system you will get caught out.

Also how many people do there Insurance on line and lie to get better premiums or withhold details, many I suspect but beware Insurers are becoming more and more clever and you will get caught out and that could prove to be very expensive.

Philip Beckett
The Insurance Centre Limited.
01603 400755